Personal Finance App

Financial health intake + AI-powered insights — live in 2 hours.

A complete financial health intake and AI-powered insights platform — for individuals managing their finances or financial advisors managing client portfolios. Structured intake replaces scattered spreadsheets. AI generates personalized financial insights and goal recommendations.

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What's included

Structured financial health intake (income, expenses, debts, savings, investments)
Net worth calculator with asset and liability tracking
Cash flow analysis from structured intake data
AI-generated financial health score with interpretation
Personalized AI insights and goal recommendations
Emergency fund, debt payoff, and savings goal tracking
Spending pattern analysis by category
Financial advisor dashboard for multi-client portfolio view
Secure document upload (bank statements, tax returns, pay stubs)
Progress tracking across financial milestones
Alerts for budget variances and upcoming financial events
PIPEDA-compliant secure data handling

How AI post-processing works

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When a user completes their financial health intake, our AI layer calculates their financial health score across five dimensions (income stability, emergency reserves, debt load, savings rate, investment diversification), generates plain-language insights explaining their financial position, and recommends prioritized actions to improve each dimension. Financial advisors using the platform see AI-generated client summaries that surface the most important issues to discuss — before the client meeting starts.

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Auto-Score

Every response scored against your configured rubrics

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AI Summary

Structured summary generated before any human review

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Risk Flags

High-risk submissions flagged and routed immediately

Who it's for

→Individuals looking to understand and improve their personal financial health
→Financial advisors wanting structured client intake and AI-powered prep
→Credit counseling organizations conducting financial assessments
→Banks and credit unions offering financial wellness services
→Employers offering financial wellness benefits to employees
→Nonprofit organizations providing financial literacy programs

Use cases

Individual — Personal Financial Health Assessment

Users complete a structured financial intake covering income, expenses, debts, savings, and investments. AI generates a financial health score with personalized action priorities and tracks progress over time.

Income and expense structured intake by category
Debt mapping: mortgage, auto, student, credit cards, personal
Savings and investment portfolio snapshot
AI financial health score across 5 dimensions
Top 3 priority recommendations with specific action steps
Monthly re-assessment to track progress

Financial Advisor — Client Intake & Meeting Prep

Financial advisors send structured intake forms to clients before discovery meetings. AI summarizes the client's financial position, flags issues requiring attention, and generates a meeting agenda based on priorities.

Secure client financial intake portal
AI client summary: key financial position, top 3 concerns
Meeting agenda auto-generated from AI-identified priorities
Multi-client dashboard with portfolio-level analytics
Progress tracking across client financial goals over time

Credit Union — Member Financial Wellness Program

Credit unions deploy the financial health app as a member benefit. Members assess their financial health, receive AI insights, and are routed to relevant products (RRSP, HELOC, debt consolidation) based on their profile.

Branded member financial wellness portal
AI financial health scoring and segment classification
Product recommendation routing based on member profile
Advisor referral workflow for members flagged as high-need
Population-level financial health analytics for credit union management

Configure & go live

1
Choose your mode
Individual user, financial advisor, or organizational deployment
2
Configure intake fields
Income sources, expense categories, debt types, and investment classes
3
Set AI scoring rules
Configure financial health dimensions and scoring thresholds
4
Add branding
White-label for your organization or advisory firm
5
Invite users and go live
Share intake link or embed in your website or app

Average time to live: 2 hours

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Related Apps

Compliance & Security

PIPEDAGDPRHIPAAREST APISSOCloud & On-Premise

Ready to go live with Personal Finance App?

Book a 30-minute demo and we'll walk you through the app configured for your exact workflow. No commitment required.

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